Nowadays everyone needs money, whether it is for hospital or for building a house or for doing any other business, everyone needs it, in such a case Creditbee can prove to be very beneficial for you, Creditbee is a digital platform which provides loans to people, Creditbee can provide you a loan of Rs. 5000 to 10 lakh sitting at home and you can take it from here, this Creditbee provides you personal loan, I am going to tell you about it step by step in easy language, please understand
CreditBee Loan Key Features
- Loan Amount 5000 to 10 Lakh
- instant Approvel
- 100% digital process
- Low documents Required
- No guarantee or mortgage of property is required
- Flexible repayment options (from 3 to 24 months)
- Available to all Indian citizens
CreditBee Loan Types
Creditbee also provides many types of loans which are as follows below
1.flexi personal Loan
This loan is a short term loan
Loan Amount :1000 to 5000
Ternure: 62 days to 6 months
Instant Disbursal
2.Personal Loan for Salaried:
Loans for Salaried Persons
10000 to 5 Lakh
Ternure: 3 months to 36 months
Low interest fee
3.There are some types of loans for online shopping
Creditbee provides very easy ways to buy goods online and you can buy from any platform like Amazon, Flipkart, Myntra etc.
What is the eligibility criteria for a loan from Credit Bee
- Your age should be between 21 years to 60 years
- You must be an Indian citizen
- Be employed or self employed or businessman
- Your monthly income should be 15000 or more
- To avail a loan, your mobile number must be linked to your bank account.
Documents required to take loan from CreditBee
- Pan card
- Adhaar Care
- selfie
- Bank statement
Process to avail loan from CreditBee
Step 1:-First of all you have to go to play store and search for credit card and then install this application.
Step 2:-After that you have to open that application and sign up in it and submit some important documents in it like mobile number, Aadhar card, pan card, bank details etc.
Step 3:-After that you fill in the details of how much loan you want to take and select the amount you want to take.
Step 4:-Now your loan has been approved. Wait for a few minutes and you will know whether you will get the loan or not.
Step 5:-After waiting for some time, if you are eligible, your amount will be deposited in your bank account and for how many days will you be given, which month you have been selected for, for how many months, the total will be informed to you through the application and all the updates will be visible in the application.
CreditBee Loan Repayment Options
You have now received the loan, now it is time for you to make the payment. If you have set up an auto loan payment option, it will not be auto-deducted, you can pay the loan here via phone or on Google or through credit card or debit card
Advantages and Disadvantages of CreditBee Loan
advantages
- The advantage is that you get the loan immediately
- No guarantee of any kind is required
- You need fewer documents
- And you get a flexible loan
Loss
The disadvantage is that loans through online platforms charge much higher interest than banks
This loan is available only for Indian citizens. If you do not pay the loan on time, you may be charged a penalty.
Some frequently asked questions
CreditBee is a secure platform and follows all the legal regulations
This company is registered with RBI and NBFC
And it complies with all financial regulations.
Conclusion
Personal loans can be a good option for emergency funding, but it is beneficial only if you can repay it on time. Choose the right bank or NBFC, compare interest rates and read all the terms and conditions carefully before availing a loan.
Which is the best personal loan for you? Let us know in the comments!
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